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Court employees to whom cases are referred for dispute resolution. As disinterested third parties, these folks are useful in bringing parties closer together. If one side takes an unreasonable position, the court mediator can reel him in.

Question: Are bank charges fair and reasonable? Is anyone else angry at bank charges and how unfair they are? Imagine, if 1 million people get charged £28 in one month...that's 28 million pounds that can't be spent in the high street...shocking eh?

Answer: How fair and reasonable do you think the banks are being by giving the public free banking services? We get bank accounts, cash cards, cheque books, access to customer service staff in branches and on the telephone. We don't pay a penny for any of these services. So the bank has to make its money some way. Charges are one way of doing this. One thing is for sure, if charges go then we can say goodbye to free banking. We'll be charged for day to day banking, every time we need a new debit card or cheque book, maybe even each time we use our debit card. The UK are one of the only countries that don't charge for banking. If you run your account according to the terms and conditions of the bank then you will not incur any charges. If however you write a cheque when you do not have enough money, go overdrawn when not agreed etc then you are lending money without permission, so why shouldn't the bank charge you? I don't think bank charges are unfair, if you run your account sensibly then you will have no reason to be charged. If charges were lower or no charges were in place then people will be taking the p*ss out of the banks left, right and centre. People need to look at the bigger picture, you enjoy free banking because of the charges banks make. Don't take for granted how much the bank provides for you at no cost whatsoever as that may soon be a thing of the past.

 


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