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Confession Of Judgment

A written document by a debtor saying that if they do not pay the debt, they agree to the entry of a judgment against them.

Question: Can i add an "answer and confession of judgment and stay agreement" into my bankruptcy? a creditor took my husband to court on a card bill we can't pay and to keep from going in front of the judge he did an "Answer and confession of judgment and stay agreement" to get it paid off. now we are getting ready to declare bankruptcy and honestly can't afford this 260 dollar bill we've been paying every month (it's killing us! we just are sinking deeper and deeper each month from it! especially since I've had two major surgeries in last couple months and can't work so we only have one income) can we add what is left of this agreement into our bankruptcy (we already found out we can declare chapter 7). thanks in advance for any help! THANKS SO MUCH FOR THE HELP:)

Answer: You should be able to include this in your bankruptcy.

 


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