Consolidation

Question: Consolidation? How can i found the fifth and final wave of the 5-wave down trend has ended. and counter has broken out of 5wave falling channel

Answer: You can found it by founding the sixth final wave's falling channel and subtracting it's founding wave from the fifth founding wave's falling channel..

Question: Does bill consolidation loans for bad credit really work? Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.

Answer: Call it what you will, the Idea is to find a loan at less interests than you pay now, and fixed interests. Credit cards can have high interests so it shouldn't be difficult to beat them, other debts might be more difficult to deal with as they might already have a low interest rate. See http://www.esuperfind.com/lowermybills.phpp?id=hra0tt16koo9 the affiliated site is an Experian company BBB approved so very safe. They might or they might not have you on. It depends on many factors and how much the debt is.

Question: How did consolidation of companies in the 1890s and 1900s helped stabilize the economy? In the 1890s and early 1900s, men like JP Morgan merged with other companies and in doing so helped prevent a recession from evolving into a depression. What were the causes of the Panic in 1890? And what effect did consolidation have for the economy on a broad reconstruction scale?

Answer: Apparently with hindsight they didn't, check the 1930's depression and recent events

Question: What debt reduction /consolidation agency that will give high discount to help pay off credit card debts? I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don't know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.

Answer: I wouldn't use any of them they are rip off artists. They take your money and do nothing, been there done that. Go to Consumer Counseling, in every city or county, it is free, non profit and they don't charge but they will contact all the places you owe money to and get you with lower payments and great ways of getting out of debt !! They are well known by all companies and acknowledge Consumer Credit Counseling as serious and good to work with .

Question: Is there are good consolidation loan for people with bad credit? I have several small laons, and I would like a debt consolidation loan, but I have bad credit and no collateral. Can anyone recommend a service or program?

Answer: Generally, these loans require collateral that can be either your home or some costly property. But sometimes, you can get these loans as an unsecured personal loan. But they charge high interest rates. When going for a debt consolidation loan, you should consider some important factors. They are: cost of taking the loan, the annual percentage rate (APR), period of the loan, and the total amount borrowed. Ensure that the debt consolidation loan charges a lower interest rate than the rate for your current loans. Interest rates are usually decided by factors like loan amount, loan terms, and personal details. If the repayment period of debt consolidation loan is longer, you can end up paying a lot more in interest. This makes it vital to compare the interest rates and repayment periods of various lenders. Debt consolidation calculators offered by various financial organizations can be used to achieve the same.

Question: What is the best debt consolidation company? I am looking for the best debt consolidation company to help get me out of the mess I am in. Suggestions?

Answer: Try this site http://Best-Financial-Consultation-USA.info Here you can find the best debt settlement specialist that available in your area for free

Question: What is the best debt consolidation service? I have a few credit card that are past due and I'm not able to make the payments. What is the best debt consolidation company to use? Keep in mind, I'm not a home owner.

Answer: If you want * over 50% of your debt negotiated away * become debt free as soon as possible * Avoid bankruptcy * reduce your total debt balanced * one affordable monthly combined payment * home ownership not required * free quote with no obligation Check this site, http://Debt-Consolidation-USA.com Here you can get free quote from all debt specialists that available in your area. It's free and fast

Question: What is a good loan consolidation program for Federal and Private student loans? I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know of any good ones that you have heard of or used in the past, please leave a description or website so I can look into it. If you are a loan company, don't bother answering the question as I will mark it as Spam. Thanks.

Answer: I used direct loan consolidation. It took about 2 months. http://www.loanconsolidation.ed.gov/

Question: what is the best debt consolidation company for private and student loans? Got private bank loans and a couple student loans. I don't want someone to scam me for consolidation. What company should I use and what's a good rate?

Answer: Sallie Mae - go to salliemae.com Generally, you can consolidate your student loans one time and you will lock into the interest rate for the year in which you consolidate. The interest rate resets every July and the rate is closely tied to the federal funds rate which has dropped and will probably drop some more so ask the representative whether he/she thinks you should wait until July or do it now. Most of those reps will know what you're talking about. **********I just reviewed the previous entry and that looks very suspicious - stay away - they probably want to get your social security number.

Question: How can I get debt consolidation with hospital bills and non credit card debt? I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can't find anyone who does debt consolidation without credit card debt. Any suggestions?

Answer: Call the hospital and see if they have any programs that can help. Last month when I ended up in the ER with my gallbladder we got put on a payment plan where we only pay off $28 a month until the bill is gone. The surgeons office also worked out a plan where we actually only have to pay half of what the bill would have been (because my dingbat husband cancled our health insurance back in May *smacks head against wall*).

Question: What is the best debt consolidation company at the moment? I have over 10,000 dollars worth of credit card debt. should I consider consolidating? I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.

Answer: If you want * over 50% of your debt negotiated away * become debt free as soon as possible * Avoid bankruptcy * reduce your total debt balanced * one affordable monthly combined payment * home ownership not required * free quote with no obligation Check this site, http://Debt-Consolidation-USA.com Here you can get free quote from all debt specialists that available in your area. It's free and fast

Question: What is the best site for Christian debt consolidation? Is it better than regular debt consolidation? I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.

Answer: If you want * over 50% of your debt negotiated away * become debt free as soon as possible * Avoid bankruptcy * reduce your total debt balanced * one affordable monthly combined payment * home ownership not required * free quote with no obligation Check this site, http://Debt-Consolidation-USA.com Here you can get free quote from all debt specialists that available in your area. It's free and fast

Question: What is the difference between credit card consolidation and loan consolidation? I am confused. What is credit card consolidation? What is loan consolidation? What is a debt consolidation loan?

Answer: A loan consolidation and a debt consolidation are the same. A bank loans you enough money to pay off credit cards or loans (like a car loan). They group it all into one single loan through them (hence the word "consolidation"). So they take all your outstanding "debt" and put it in one single loan with a fixed monthly payment. A credit card consolidation can be one of two things: First - You take a credit card and "transfer" the balances of all your other credit cards onto it. Then you have only one single credit card bill. Second - A debt consolidation loan where you get a loan through a bank to pay off credit card debt. Sometimes the bank will want you to cancel the cards too. Not always. Hope this helps!

Question: Where can I find a personal debt consolidation loan for people with bad credit? I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

Answer: Debt consolidation is an option, and you should look into it. Just be careful about WHAT you're getting into. Some plans, because of their higher APR rates get you into more trouble than you were. Also, some lenders look poorly upon it later on. Some institutions believe that it really is a black mark. It will depend upon the types of deals that your particular company or lender work out, and of course, your own individual circumstance. For some with absolutely NO way out, debt consolidation is a welcome option. Take a good hard look at all the options and plans offered, and don't let a single company pressure you into something you just can't do. Make sure that you're comfortable with the plan offered before you commit to it. In any case, it doesn't hurt to investigate debt consolidation as an option. It doesn't cost you anything to find out more information about it. If you want a place to start your investigating, there's information and listings for debt consolidation providers on the page listed below. You'll probably find something of use there: http://axalda.info/debt-consolidation.html

Question: Does debt consolidation work and help improve your credit score? I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?

Answer: Try this site http://Best-Financial-Consultation-USA.info Here you can find the best debt settlement specialist that available in your area for free

Question: What are the best private student loan consolidation companies? I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today's economic condition and the difficulty of college graduates finding jobs, I don't know how they can expect people like myself to pay $500 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment? Thank you!

Answer: Wells Fargo might be the only one worthwhile these days. Look for ones that have little or no origination fees and have reductions if the money you owe is periodically auto-deposited.

Question: What is a really good credit card consolidation company? I have about 6000 dollars in credit card debt and high intrest rates, does anyone know of a good credit card consolidation company? One that does not charge huge fees? I know there would be some fee's for this service, just need some good advice please help!

Answer: I do not believe that using debt consoliation is a good plan. Personally I would not spend even $25 (it's usually 100s) of dollars for this kind of service that could be going towards the actual debt instead. Instead, I would work 3 jobs to pay these off. The majority of people who do consolidations do not change their behavior, which is the main problem. You could be right back in the same boat. See the source below for the hows of getting out of debt., This is not easy, and it is not a gimmick. I can testify that it works. Type in the "Baby Steps" in the search field to get started

Question: What is the best website for Christian debt consolidation? I have been reviewing different websites for help with my credit card debt. Because of religious beliefs I am hoping to find someone that can offer Christian debt consolidation. Does anyone know who are the best Christan debt consolidators?

Answer: I have been a reporter and author on the debt industry for over 4 years. I have reviewed several companies in regards to Christian debt consolidation as several of my readers have asked this exact question. The main thing to look for is a company that offers several options, a free consultation, and has an excellent BBB rating. I have tried over 35 different services and this one has been the best above all others: http://www.ChristianDebtConsolidation.com You will notice that it has a legitimate website URL and is not being used for marketing purposes like the other answers submitted to this question.

Question: When getting a consolidation loan, what happens to your credit cards they are consolidating from? Do they stpo the accounts? Put a halt on them, or do they keep them open? I dont mind putting a halt, but to close the accounts after all is paid on the consolidation loan, i would like to know i have an open line of credit with my card company. Any input will be gladly appreciated! Thanks!

Answer: They will close all your credit account which you list for consolidate.I did it few year ago,the one you did not list,it remain open.

Question: What are the effects and results that media consolidation have on us? What is media consolidation? & what are the effects and results that this has on us?

Answer: when murdock rupert buys all the television stations thus making it less likely for variation and competition in news coverage and editorial opinons.