Wage Withholding

Question: How long does it take the wage withholding orders for child support to start? I am wondering how long it usually takes from the time the wage withholding order for child support was submitted to the courts then to the employer and finally to the recipient? By the way, I'm aware the employer has to do it the next paycheck, I'm wondering how long the entire process takes. How long does the request actually take to get to the employer? Then how long does the government take to get the payment to the recipient?

Answer: Allow 45 days from the date the wage garnishment has been sent.

Question: what is the federal tax withholding wage? what is the federal wage withholding rate?

Answer: The gross income earnings that employee makes earns for performing services working for an employer that will be required to withhold different amounts form the employee gross earnings wage before issuing the net take home paycheck. You do not have a standard percentage tax deduction amount for this purpose of the withholding amounts from your gross pay for the pay period. Nothing is withheld after the NET take home paycheck is issued to you and you have it in your hand. The employer payroll department would be the only one that should be able to tell you how much they will be required to withhold from your earnings GROSS salary, wages, etc. for all of the different taxes and other amounts that they are required to withhold from your gross pay before they issue you the NET take home paycheck. To compare the numbers that you will get from your employer payroll department you can go to www.Paycheckcity.com and you can use the online calculator that is available for your taxes only. Unless you choose some additional deduction amounts when using the online calculator

Question: How long does my employer have to start withholding money from a wage garnishment from the IRS? My employer just received a notice to garnish, Levy, My wages. How long till they must start witholding? I am in the process of having the levy released due to financial hardship. any help would be grat.

Answer: Very next paycheck you get they have to start. And they don't stop until they get a letter from the IRS to tell them to stop.

Question: Is there a proportion of wages to withholding? It says my wages as 14803.09 and my federal withholding is 715.05 I claimed one exemption, is this the right number?

Answer: You don't say what your filing status is (single, married filing jointly...) which makes a big difference. You can find the exact number on Circular E, page 39, below. Besides, even if the withholding is "correct" (as in made according to the tables), it still may be more or less than the amount of tax imposed on your particular income for the year. The only way to know for sure is to file the tax return.

Question: Can an employer withhold your wage slips? I need some wage slips for maternity leave and my employer is refusing to give them to me. Can they do this?

Answer: if you are in the UK, your employer is obliged to give you play slips with every payment. You can take him to an ET for failure to do so.

Question: Tax withholding on which type of income? On which types of income do US Citizen have to pay tax prepayments? Like the withholding on wages by the employer. Are there some kind of "do-it-youself" prepayments, maybe on property income? Are there any exempted types of income?

Answer: When you file your tax return, if you don't have enough paid in based on your total tax owed, then you can be subject to penalties for under-withholding. The IRS doesn't care where the income came from, or where the withholding came from. If you don't have a job that withholds income tax, or if the withholding isn't sufficient, then you should make quarterly estimated payments using form 1040ES.

Question: can credit card company can take money from your paycheck? (EWO - earnings withholding order)(Wage Garnishment i got a credit card back in 2000. couldnt pay it in 2005 from financial hardship. ignored all phone calls from credit cards, collections, court, attorneys, and letters. in late 2006, i finally i got a R9 written off charged off offense which resulted a negative point in my credit history which will remain in my history for the next 8 years or so. now in Feb 2008, i got a letter saying credit card company/court/law offices will take money from my part time job at macys. Form WG-002. It is real? are they trying to scare me like most people say? Im freaking out here! someone help

Answer: First of all, as long as the debt is not beyond your states statute of limitations, they can get a court order for garnishment. If it is past the statute, then all they can do is send threats and scream, they have no legal recourse to sue. If you are working part time you must make at least $154.50 a week, if you make less, then they cannot garnish your wages. Here is the breakdown on wages. In simple terms, "disposable income" is whatever money you have left after paying all required taxes and national insurances! Disposable income is after-tax income that is officially calculated as the difference between personal income and personal tax and nontax payments. In general terms, personal tax and nontax payments are about 15% of personal income, which makes disposable personal income about 85% of personal income. IMPORTANT: In order for wages to be garnished, disposable earnings per week must exceed thirty times the federal minimum hourly wage or $154.50. Put another way, if you make $154.50 or less per week your wages cannot be garnished. Weekly earnings: $206 ($5.15 x 40 hours) Disposable income: $175 ($206 x .85) some states use .75 Disposable income above the federal minimum ( $154.50) that can be garnished: $20.50 ($175 - $154.50 = $20.50) Total amount of garnishment per week: $5.15 ($20.60 x .25 = $5.15) Here is a link to locate your states garnishment laws. http://www.fair-debt-collection.com/stat… As to the form WG-002, I have never hear of such a thing. This could be something they cooked up to scare you which is also a violation. Section 807(4) prohibits falsely representing or implying to the consumer that nonpayment "will result in the arrest or imprisonment of any [53 Fed. Reg. 50106] person or the seizure, garnishment, attachment, or sale of any property or wages of any person . . ." Hope this helps you a little

Question: on a w4 what do you claim to get the least amount withheld from your wages for federal withholding?

Answer: The higher you claim the more you'll get in your check.

Question: Need a website for 2009 Withholding Forms? Does anyone know a website I can find 2009 Pennsylvania Employee's Withholding Allowance Certificate and 2009 Philadelphia County City Wage tax withholding forms that I can print. I'll start working from home on Tuesday and the company employing me is in Georgia. They do not have the withholding forms for my state and city. I don't see the forms on Pennsylvania or Philadelphia County websites. Does anyone know a different website I can check?

Answer: http://www.revenue.state.pa.us/revenue/l… PA doesn't use a form. http://www.phila.gov/trb/pdfs/income_tax…

Question: When filling a DE6(Quater wage and whiholding report)? I am doing a DE88 (Quarterly Wage and Withholding Report) and my grand total for PIT withheld is $500.56. Do I have to write a check in that amount? I have also paid all my DE88 so I don’t owe any taxes. But does anyone know if you are supposed to write a check for the PIT withheld amount to EDD

Answer: If you have already paid all your PIT in the 3rd quarter then no you don't. The DE6 is just a quarterly state wage and withholding report. At that amount, I would assume you should be a monthly depositor unless you're a household employer in which you can pay quarterly. Don't forget you have to pay SDI if you haven't already. Also SUI and ETT if you haven't hit the first $7,000 of taxable wage limit yet.

Question: Where can I find a tax calculator to compare what I would owe as an independent contractor vs. a regular wage? By regular wage, I of course mean when an employer withholds taxes for you, not sure what the official term is. Thanks! Thanks for the answers everyone but what I'm really looking for is an online calculator to make quick comparisons. Does anyone know of one? By the way, I'm at such a low level of income that deductions, health care and other benefits do not come into play at all. Thanks!

Answer: The situation just isn't simple enough to put into a calculator. First, you need to know whether it is legal for a given business to treat you as an independent contractor rather than as an employee. Assuming the comparison is valid, there are more differences. Let's say you would earn $50,000 gross either way. As an employee, you would pay federal and state income taxes and 1/2 of your Social Security and Medicare taxes (your employer pays the other half). Your employer will withhold whatever amount of federal and state income taxes you indicate on Form W-4. You will settle up on your Form 1040 whether you owe more or the government owes you. You may be able to deduct certain out-of-pocket job expenses, but you must itemize your deductions, and the expenses will be reduced by 2% of your adjusted gross income. Just to muddy things a bit further, you employer could pay part of your wages in pre-tax benefits, such as medical insurance. Some employer deductions reduce both income and SS/MC taxes; some reduce only income tax. An independent contractor will fill out Schedule C with his Form 1040. You should go to the IRS website and look at this schedule. Your $50,000 gross will be reduced by whatever legitimate business expenses you have. The net income (gross less expenses) is subject to "self-employment tax," which is your Social Security and Medicare taxes. Because an employer gets to deduct the 1/2 of those taxes he pays for employees, the calculations for the self-employed allow for that reduction as well. The net income is also, of course, subject to regular income tax. No one will withhold these taxes for you. You are expected to estimate and remit them "quarterly" (April 15, June 15, September 15, and January 15). As a self-employed person, you can set up, and deduct, your own pension and medical plans. These plans will reduce your income tax, but not your self-employment tax.

Question: Iam self-employed, and i pay myself a weekly wage and withhold taxes, how do i file my federal taxes?

Answer: Unless you incorporated (and I DON'T mean an LLC) you have a serious problem. Please find a tax professional NOW to clean up this mess. Helen, EA in PA

Question: Can i press charges against my employer for withholding credit card tips? Im a server, my employer pays my credit card tips in my paycheck. The business shut down and i was unable to collect my pay check and those employee's who did had bounced checks. I understand that my tips are not considered wages. those are mine solely! Can i press charges against my employer for stealing/withholding my tips?

Answer: Yes and you can report that co to the IRS call a atty that handles employment law and go to the police dept and see what they can do for you....good luck bouncing cks are also against the law

Question: Can a company operating in Virginia force an employee that gets an hourly wage to work off the clock? My manager keeps withholding my time card until I perform certain tasks that I shouldn't be doing unless I'm on the clock. I'm ALLOWED to clock in if I finish. The company specifically forbids employees from working off the clock. I need to know if Virginia has a law that forbids Companies from forcing employees to work off the clock. I realize I need to call my HR Dept. but I need to know how much I can leverage. Thanks!

Answer: No, you can't be worked off the clock. Contact the National Labor Relations Board. http://www.nlrb.gov/ http://www.nlrb.gov/About_Us/contact_us/ The Agency also has a toll free telephone number that offers a general description of the Agency's mission, referrals to other related agencies and access to an Information Officer based upon the caller's telephone number. A Spanish language option is also available. Toll free access is available by dialing: 1-866-667-NLRB (1-866-667-6572) or (TTY) 1-866-315-NLRB (1-866-315-6572) for hearing impaired

Question: Should we make it illegal to claim tax credits that exceed your total withholding amount for that year? To eliminate problems like a person who makes only $12,000 a year getting $6,000 dollars back in taxes? And yes I know somebody that is doing exactly that because she had a kid. It sure creates an incentive to have more kids if you can get half a years wage for doing so. What is this besides wealth redistribution of the worst kind?

Answer: Yes we should, we should also have a fair or flat tax for everyone in my opinion or just repeal income tax

Question: Is there a way to prevent wage withholdings in ohio under chapter 13 if you fear your job could be jeopardized? I have been making payments to the Chapter 13 Trustee for the past 8 months while my case was going through the confirmation process. As soon as it was confirmed, I received a copy of an order for an automatic wage withholding notice which was sent to my employer, even though my attorney was supposed to have an agreement in place with the Trustees office allowing manual payments. It appears my attorney forgot to submit this request. I have asked my attorney to file a motion to pull back the automatic wage withholding order, which he is willing to do. However, I have also asked him to file a motion for an immediate, temporary stay of the order until a hearing takes place. He is not willing to do this. He said "temporary" or "immediate" stays are not allowed in chapter 13 cases. He also said it would be unethical for him to do this. I don't understand why or how it would be unethical. This temporary or immediate stay can prevent the first payment from being deducted from any of my paychecks (I only have a few days to prevent this action). Once my next paycheck is processed, this action will be permanently in my work payroll records. Even though bankruptcy laws prohibit discrimination against employees for participating in the program, Ohio is an "at will" employment state. Due to the nature of my job, some of my immediate job responsibilities could become jeopardized if my employer found out about my chapter 13 filing. My company has downsized considerably over the last 6 months and they are not finished. While they may not be able to terminate me for filing or participating in Chapter 13, under the "at-will employment" clause, they do not have to give any reason for a termination if they don't want to, or they could develop another subjective reason to terminate my position in order to protect themselves. Does anyone know if it is possible to get an immediate, temporary stay of an order, pending a formal hearing on the motion to pull back the original order? If so, what grounds can be cited as a reason to justify the temporary stay? My case is in Columbus OH, if that makes any difference.

Answer: Hi, You ask an interesting question. It is not part of the Bankruptcy Code, per se, but rather a "local rule" (which is operative in many, many districts) which requires a wage order for Ch 13 Plan payments. I suppose your attorney would have to file a motion to suspend the local rule ... theoretically this should be possible, but (warning...) I could easily imagine that an attorney would charge an additional fee to do this, since this additional legal work was not anticipated when the attorney set his or her fee for your case. I cannot imagine a way this could be done as an emergency motion. In most cases, most judges are unsympathetic to the argument that it could cause you to lose your job. They will cite section 525 of the bankruptcy code which prohibits discrimination in employment against an employee who has filed bankruptcy. I know "in the real world" these things are terribly difficult to prove, and you are right ... in an at-will employment situation, the employer doesn't even have to give a reason for terminating an employee. I don't know what to say about that, other than suggesting that you make sure that if your employment situation changes in any adverse way, you keep meticulous notes and forward all info to your attorney IMMEDIATELY.

Question: End of year big payroll payment, payroll isn't taking enough federal withholding? I own my own company and pay myself payroll. My last 2007 payroll w2 payment is going to be relatively large (like a bonus), and the marginal rate it falls in based off the wages paid to date is 28%. The girl handling my account said that the federal withholding would come out to under 2% since it's being taxed at the "annual rate" since the funds have accumulated over the year. This doesn't seem to make any logical sense to me. Could I get a third party opinion? Thanks.

Answer: Bonuses and other irregular payments are supposed to be withheld at the statutory rate of 25% for federal income tax. You may withhold at a higher rate at the request of the employee but not a lower rate.

Question: When is an employer supposed to withhold SS taxes on so called "special wage payments" ? Are both the employer and employee's employment taxes due when the special wage payments ( payments for accrued vacation days) are earned or in the year actually paid.?

Answer: Generally, you get charged the social security tax at the time the payment is made to you.

Question: Employer withholding wages in NC? If an employer is withholding wages from an employee who has quit (in North Carolina) where can someone go for help in getting the money due them (besides a lawyer who may charge more than the wages in dispute). What government agency is in charge of such things in this state? Thanks!

Answer: NCDL or North Carolina Dept. of Labor in Raleigh. You can also consult with the Industrial Commission. Good luck!

Question: employer withholding wages before final order in garnishment? Before a final order, but after employer answers interrogatories, can employer withhold anticipated garnished funds? I need legal authority to contrary please.

Answer: found stuff here...